Cigna Dental Savings

Identity Management Services

Protect Yourself from Identity Fraud
IDENTITY SERVICES™ from CyberScout gives you unlimited, one-on-one access to a highly experienced fraud specialist who will help you safeguard your personal information from identity theft. And if you are a victim of identity theft, your specialist will be there to act as your personal advocate and work with you to resolve any issues.

How your fraud specialist can help

• Obtain credit reports from the three major reporting agencies
• Set up credit and fraud monitoring services if your identity is compromised
• File police reports and produce a Fraud Victim Affidavit
• Notify creditors, collectors and government agencies
• Replace lost or stolen personal and financial documents
• Protect your children’s identity or information about a loved one’s estate
• Safeguard your personal information and travel papers when you travel
• Detect and resolve identity-related tax fraud, including working with the IRS

Cigna Dental Savings

for families

Identity Management Services

Protect Yourself from Identity Fraud
IDENTITY SERVICES™ from CyberScout gives you unlimited, one-on-one access to a highly experienced fraud specialist who will help you safeguard your personal information from identity theft. And if you are a victim of identity theft, your specialist will be there to act as your personal advocate and work with you to resolve any issues.

How your fraud specialist can help

• Obtain credit reports from the three major reporting agencies
• Set up credit and fraud monitoring services if your identity is compromised
• File police reports and produce a Fraud Victim Affidavit
• Notify creditors, collectors and government agencies
• Replace lost or stolen personal and financial documents
• Protect your children’s identity or information about a loved one’s estate
• Safeguard your personal information and travel papers when you travel
• Detect and resolve identity-related tax fraud, including working with the IRS

Pharmacy Discounts (Open Formulary)

Pay Less For Your Prescriptions
The Pharmacy discount program helps you pay 15% to 31*% (on average) less for both generic and brand name prescriptions. You can choose the convenience of home delivery or pick up your medications at a retail pharmacy.

See how much you could save

* Average savings does not guarantee local market pricing, savings or availability at time of purchase.

** Average savings are based on a 30-day supply of frequently-purchased prescriptions nationwide, as averaged over a 6-month reporting period from September 2011 – February 2012.

Locate a Pharmacy

Pet Prescription Discounts

Save On Your Pet’s Prescriptions
Did you know that about half of all pet prescriptions are actually human drugs that can be filled at your local pharmacy? Your Pet Prescription Savings card lets you pay less for many of the medications your pet needs to stay healthy and can be used at over 54,000* participating U.S. pharmacies. *As of September 2013

Locate a Pet Rx Pharmacy

Vitamins and Supplements

HealthFitLabs is dedicated to creating a healthy you in all areas of your life. HealthFitLabs is an online company that sells top-of-the-line natural vitamins, nutritional supplements, and bath and personal care products at discounted prices. Members receive 15% off.

Key Benefits

• You receive 15% off at checkout.
• Healthy lifestyle products include from amino acids to herbs, and antioxidants to bee products, get what you need with a click of a button.
• Vitamin & mineral products designed to help you feel better physically, feel sharper mentally and combat the effects of stress. From Vitamins A & D to Vitamin B-12, vitamins and minerals can help you achieve optimal health.
• Pamper yourself with bath and personal care products—from the finest soaps and facial cleansers to natural deodorants and the ultimate firming body lotion.
• Shop for natural and organic immune system boosters for your pets as well.

Roadside Assistance

Help Is Just A Phone Call Away
When you have a flat tire, dead battery or you lock your keys in the car, you need help. As a member of this program, you simply call a toll-free number anytime day or night and an experienced service technician will be sent out to help get you back on the road.

Key Benefits

• You can call for roadside assistance 24/7/365 from anywhere in the United States and Canada.
• A qualified service technician will be immediately dispatched to your location.
• Services include towing, jump start, flat tire change, lock-out assistance, fuel/fluid delivery and winching.
• You are covered up to a maximum of $100.00 per incident and a maximum of three incidents per year.

Telemedicine - 24-Hour Medical Consultations

Benefit Summary

Teladoc connects you 24/7/365 to a national network of board certified doctors who average 15 years’ experience. Within approximately 30 minutes, a doctor will call you back ready to listen and help to resolve your issue. If medically necessary, a prescription will be sent to your pharmacy of choice. It’s health care that fits in the palm of your hand.

• Physicians available 24/7/365
• Fast access - average consult within 30 minutes
• Prompt diagnosis results in faster treatment
• Available anywhere, anytime
• Physician reviews and updates medical record when performing a medical consultation
• Secure, personal, and portable medical history

TELADOC IS NOT appropriate as a substitute for the regular care from your doctor or if you have a serious medical emergency. In the event of a life threatening emergency, dial 911 or go to the nearest hospital.
Consults for children under the age of 18 must be accompanied by a parent, guardian, or approved consenter.

© 2015 Teladoc, Inc. All rights reserved. Teladoc and the Teladoc logo are registered trademarks of Teladoc, Inc. and may not be used without written permission. Teladoc does not replace the primary care physician. Teladoc does not guarantee that a prescription will be written. Teladoc operates subject to state regulation and may not be available in certain states. Teladoc does not prescribe DEA controlled substances, nontherapeutic drugs and certain other drugs which may be harmful because of their potential for abuse. Teladoc physicians reserve the right to deny care for potential misuse of services. Teladoc phone consultations are available 24 hours, 7 days a week while video consultations are available during the hours of 7am to 9pm, 7 days a week.

Current State Restrictions:

• Video consultation with Rx only available in ID
• Phone consultations with Rx only available in MO, OH & TX

Telemedicine is Not Available in Arkansas and Washington

Fitness and Gym Discounts

Save On A Health Club Membership
Want to start working out and feeling healthier? This discount program offers you free trial certificates and lower membership rates at almost 15,000* high-quality fitness clubs and exercise centers across the country.*As of May 2014

Key Benefits

• To help you find the right health club for you, your membership offers a one-week free trial (or one introductory session) at each facility you want to try out.
• When you have decided on a health club or exercise center to join, you are eligible for a discounted membership rate.
• Participating fitness facilities have all met the American College of Sports Medicine’s Health and Safety Standards.

Locate a Fitness Center

Chiropractic & Alternative Medicine Discounts

Added Savings On The Path To Good Health
The health benefits of chiropractic care, massage and acupuncture are well-documented. This discount program offers 25% off the usual and customary fees for services from a national network of over 19,000 participating providers, plus healthy discounts on health and wellness products purchased online.

Key Benefits

• You and you immediate family save 25% on services from participating chiropractors, massage therapists and acupuncturists.
• Membership includes access to a health and wellness online store with discounts ranging from 15% to 40% on most items.
• There is no limit to the number of visits and services are not required to be medically necessary.
• Preventive and maintenance care from participating providers is also covered.

Locate a Chiropractor or Locate a Massage Therapist

TicketsAtWork

Big Discounts On Popular Events And Entertainment
With TicketsAtWork, keeping everyone entertained just got more affordable. Your membership includes valuable discounts on amusement parks, movies, sporting events, attractions and shows nationwide. Plus savings on movie tickets and other events closer to home.

Key Benefits

• Discounts and special access to theme parks and attractions including: the Walt Disney World® Resort, Universal Studios®, Las Vegas and New York City shows and performances, Disneyland®, SeaWorld®, Six Flags, and Cirque du Soleil.
• Savings on car rental, hotels, tours and attractions across the U.S.
• There is no limit to the number of visits and services are not required to be medically necessary.
• Discounts on movie tickets, sporting events, and other special events.

Everyday Savings

Save Up To 50% Online and On‑The‑Go
Everyone loves to pay less for just about everything. This discount program helps you save at more than 250,000 Online Dining, Shopping, Grocery and Entertainment Merchants plus over 100,000* “show-your-phone” mobile coupons. *As of July 2015

Key Benefits

• Dining & Food: Save on fast food, casual dining, and fine dining at over 70,000* participating restaurants.
• Automotive: Save up to 50% on auto services and repairs, including oil changes, routine maintenance and bodywork, and emergency repairs
• Entertainment & Recreation: Members enjoy savings at sporting events, amusement parks, and more.
• Services: Save up to 50% on services, including cell phone and internet, satellite television, cleaning, moving and more.
• Shopping: Enjoy online savings at more than 30,000 retailers.
• Additional savings on car rental, condos & resorts, cruises, health & beauty, home & garden, movies and more.

Kid Secure ID Kits

Your Child’s ID Information In One Place
It’s hard to think about. But if a child goes missing, having a detailed description, current photo and fingerprint immediately available can give authorities the vital information they need to spring into action.

Key Benefits

• Each kit includes 4 cards to record the child’s information and picture, an ink pad to thumbprint the child, and four protective, self-laminating cards.
• It is recommended that parents keep one card in their wallet, one in the child’s backpack or diaper bag, and others given to anyone who cares for your child.

Cigna Dental Savings

for seniors

Identity Management Services

Protect Yourself from Identity Fraud
IDENTITY SERVICES™ from CyberScout gives you unlimited, one-on-one access to a highly experienced fraud specialist who will help you safeguard your personal information from identity theft. And if you are a victim of identity theft, your specialist will be there to act as your personal advocate and work with you to resolve any issues.

How your fraud specialist can help

• Obtain credit reports from the three major reporting agencies
• Set up credit and fraud monitoring services if your identity is compromised
• File police reports and produce a Fraud Victim Affidavit
• Notify creditors, collectors and government agencies
• Replace lost or stolen personal and financial documents
• Protect your children’s identity or information about a loved one’s estate
• Safeguard your personal information and travel papers when you travel
• Detect and resolve identity-related tax fraud, including working with the IRS

Pharmacy Discounts (Open Formulary)

Pay Less For Your Prescriptions
The Pharmacy discount program helps you pay 15% to 31*% (on average) less for both generic and brand name prescriptions. You can choose the convenience of home delivery or pick up your medications at a retail pharmacy.

See how much you could save

* Average savings does not guarantee local market pricing, savings or availability at time of purchase.

** Average savings are based on a 30-day supply of frequently-purchased prescriptions nationwide, as averaged over a 6-month reporting period from September 2011 – February 2012.

Locate a Pharmacy

Pet Prescription Discounts

Save On Your Pet’s Prescriptions
Did you know that about half of all pet prescriptions are actually human drugs that can be filled at your local pharmacy? Your Pet Prescription Savings card lets you pay less for many of the medications your pet needs to stay healthy and can be used at over 54,000* participating U.S. pharmacies. *As of September 2013

Locate a Pet Rx Pharmacy

Vitamins and Supplements

HealthFitLabs is dedicated to creating a healthy you in all areas of your life. HealthFitLabs is an online company that sells top-of-the-line natural vitamins, nutritional supplements, and bath and personal care products at discounted prices. Members receive 15% off.

Key Benefits

• You receive 15% off at checkout.
• Healthy lifestyle products include from amino acids to herbs, and antioxidants to bee products, get what you need with a click of a button.
• Vitamin & mineral products designed to help you feel better physically, feel sharper mentally and combat the effects of stress. From Vitamins A & D to Vitamin B-12, vitamins and minerals can help you achieve optimal health.
• Pamper yourself with bath and personal care products—from the finest soaps and facial cleansers to natural deodorants and the ultimate firming body lotion.
• Shop for natural and organic immune system boosters for your pets as well.

Roadside Assistance

Help Is Just A Phone Call Away
When you have a flat tire, dead battery or you lock your keys in the car, you need help. As a member of this program, you simply call a toll-free number anytime day or night and an experienced service technician will be sent out to help get you back on the road.

Key Benefits

• You can call for roadside assistance 24/7/365 from anywhere in the United States and Canada.
• A qualified service technician will be immediately dispatched to your location.
• Services include towing, jump start, flat tire change, lock-out assistance, fuel/fluid delivery and winching.
• You are covered up to a maximum of $100.00 per incident and a maximum of three incidents per year.

Telemedicine - 24-Hour Medical Consultations

Benefit Summary

Teladoc connects you 24/7/365 to a national network of board certified doctors who average 15 years’ experience. Within approximately 30 minutes, a doctor will call you back ready to listen and help to resolve your issue. If medically necessary, a prescription will be sent to your pharmacy of choice. It’s health care that fits in the palm of your hand.

• Physicians available 24/7/365
• Fast access - average consult within 30 minutes
• Prompt diagnosis results in faster treatment
• Available anywhere, anytime
• Physician reviews and updates medical record when performing a medical consultation
• Secure, personal, and portable medical history

TELADOC IS NOT appropriate as a substitute for the regular care from your doctor or if you have a serious medical emergency. In the event of a life threatening emergency, dial 911 or go to the nearest hospital.
Consults for children under the age of 18 must be accompanied by a parent, guardian, or approved consenter.

© 2015 Teladoc, Inc. All rights reserved. Teladoc and the Teladoc logo are registered trademarks of Teladoc, Inc. and may not be used without written permission. Teladoc does not replace the primary care physician. Teladoc does not guarantee that a prescription will be written. Teladoc operates subject to state regulation and may not be available in certain states. Teladoc does not prescribe DEA controlled substances, nontherapeutic drugs and certain other drugs which may be harmful because of their potential for abuse. Teladoc physicians reserve the right to deny care for potential misuse of services. Teladoc phone consultations are available 24 hours, 7 days a week while video consultations are available during the hours of 7am to 9pm, 7 days a week.

Current State Restrictions:

• Video consultation with Rx only available in ID
• Phone consultations with Rx only available in MO, OH & TX

Telemedicine is Not Available in Arkansas and Washington

EyeMed Vision Care – Vision & Lasik Discounts

See Big Savings On Eyecare
The EyeMed Vision Care program gives members access to a national network of over 65,000* vision providers in 26,000*+ locations. Participating providers include LensCrafters®, Sears Optical® , Target Optical®, JCPenney Optical® and most Pearle Vision® locations. *As of September 2014

See how much you could save

Locate a Vision Provider

HEARING:

Hearing Savings
Whether you have worn hearing aids before or you are new to the process, Connect Hearing can get you on the path to better hearing. From scheduling a free hearing test to choosing and maintaining your hearing aids, we’re with you every step of the way.

• 35% discount off Connect Hearing’s hearing aid prices
• 3 years of free batteries and warranty with hearing aid purchase
• Complimentary hearing evaluation
• 45 Day Trial Period after purchase
• 2 week free hearing aid trial with selected models
• Not available in IL

Locate a Hearing Provider

Diabetic Supply Discounts

Healthy Discounts On Diabetic Supplies
Member save 40% to 60% on most diabetic supplies. Your program provides discounted prices on packages of diabetic supplies including monitor, lancets, test strips & carrying case.

Key Benefits

• Benefits are available to both members and their immediate family members.
• There are no health restrictions and no limit on how many times you can use this service, as long as your membership is active.

Patient Advocacy Program

Help With Navigating The Health Care System
This program gives you easy access to a patient advocate who can help you deal with hospitals, ancillary facilities and other medical providers, including billing issues. Our patient advocates are highly-trained administrative experts who will be there to help when you need them.

Key Benefits

• Advocates save you time and money by negotiating lower prices or payment schedules on hospital, doctor and other medical bills.
• Advocates help you find a medical specialist, critical illness provider or medical institution and coordinate the transfer of your medical records.
• Advocates help you solve complicated billing and other health-related administrative issues.
• Advocates understand your community and can help you find community resources.

CLC Inc. – Legal Assistance

Affordable Legal Help From Local Attorneys
This program offers you and your eligible family members no-cost and affordable legal assistance from attorneys in your area. You will also be able to access our online legal and financial resources, including forms and information on a variety of legal issues.

Personal Consultation:

• You and your eligible family members are entitled to one (1) initial 60-minute office or telephone consultation per separate legal matter at no cost.
• Each 60-minute session may be used to obtain an assessment of your legal matter, receive advice, guidance and to gain an understanding of the options that may be available to you under the applicable laws.
• There are no limits to the number of legal matters eligible for an initial 60-minute consultation.

Online Services – Unlimited access to the members-only website includes:

• 900+ legal and financial-related forms.
• A library of helpful information on several thousand legal and financial topics.
• Attorney-written articles addressing relevant legal issues.
• Answers to frequently-asked questions that can help you understand legal issues affecting you and your family.
• More than 45 different financial calculators covering loan and lease payments, retirement objectives, educational funding requirements, and many other financial transactions.

Additional Services – Available to members through participating network attorneys at a reduced fee:

• Defending moving traffic violations.
• Assistance with a residential real estate closing.
• Filing an uncontested divorce.
• Filing an uncontested adoption.
• Preparation of a Will with Simple Minor’s Trust.
• Developing and assisting with funding a Revocable Living Trust.

MyDirectives Programs

Create A Record Of Your Final Wishes
Life-threatening emergencies can happen anytime. MyDirectives is an online service that allows you to create and update a record of your personal medical decisions regarding critical or end-of-life care. This Universal Advance Digital Directive™ (uADD) can relieve your family of a difficult burden, by letting you decide ahead of time what types of medical care you do – and don’t – want to receive.

Key Benefits

• Creating an online record makes this information immediately available to your doctor and family.
• Helps care-givers make medical treatment decisions that are consistent with your values, beliefs and preferences.